If you have suffered an injury or otherwise been affected by illness that has affected your ability to work, then you may be able to claim for Total Permanent Disability (TPD) under your superannuation policy.
- Most importantly you might be able to make this claim even if you were at fault for the incident which lead to you injury
In order to make a TPD insurance claim you will need to show that you are unable to perform work and have not, in fact, performed work for a period of 6 months or so for which you are suitable by way of training, experience or education.
- A TPD payment is generally made in a lump sum and our team of TPD insurance lawyers are usually able to advise you within 6 months whether the claim will be approved.
At Sinnamon Lawyers, we act on a ‘No Win No Fee’ basis in relation to these claims. We strongly urge you to consider engaging a TPD lawyer to make a claim on your behalf as insurance companies can be notoriously difficult in approving these payments even in the clearest of cases.
You can engage us at any time, even if you have submitted your own documentation initially.
We recommend that you do not accept the insurance company’s refusal to pay your claim as the final word. Some refusals can be quite unreasonable. We are able to provide you with legal advice to ensure you get the compensation you are entitled to.
FAQs about Total Permanent Disability Claims
TPD stands for total and permanent disability. A TPD claim can be made following a serious injury or illness that has resulted in an inability to work. This insurance is often made available through your super fund.
The legal processes involved with TPD insurance claims may vary depending on the nature of your injuries and the amount of compensation you intend to claim.
We are happy to guide you through the TPD claims process step by step to ensure you lodge your claim with all the correct forms and medical reports.
The amount of TPD compensation you can claim will be based on your personal circumstances. The conditions of your superannuation policy may also influence your TPD payment. After reviewing your situation, our team of TPD lawyers will be able to provide you with a more accurate idea of what you are entitled to.
As with all cases involving personal injury, strict time limits apply to TPD claims. If you fail to take legal action within the required time limit, there is a chance you could lose your entitlement to claim. To ensure you meet every legal deadline, be sure to lodge your claim quickly.
A range of serious injuries and illnesses are covered by TPD claims. To qualify for a TPD payment, you must be able to demonstrate that you can no longer work.
While TPD claims cover a broad range of injuries, these are some of the most common conditions associated with TPD insurance claims:
- Hearing loss
- Vision impairment
- Mental health conditions
- Spinal injuries
- Brain injuries.
If your ability to work has been affected by a serious injury or illness, you may be eligible for a TPD payment. TPD insurance claims can be made by individuals who can no longer earn income in their former capacity.
TPD insurance claims are designed to provide financial support so that you can get on with your life. This type of compensation can be made available through your superannuation fund.
If you have a TPD claim, contact Sinnamon Lawyers today to discuss your case. We will be able to discuss your case with you and walk you through the claims process to help you get the compensation you deserve.
Generally, TPD claims can be resolved within a matter of month. Once you have lodged your claim, your insurer or super fund will assess the situation. They may request further information or documents before they reach a settlement.
If the review process takes an unreasonable amount of time, you may be eligible to take further legal action to enforce your entitlement to a TPD payout. While you can make a TPD claim on your own, having a personal injury lawyer manage your claim can ensure you get your payout as soon as possible.